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Key benefits
- Two levels of cover to suit your needs
- Cover in the event of damage or loss caused by flood, fire, storm, lightning, earthquake and tsunami
- Covers $20 million liability
- Dedicated claims support 24/7
Product overview
Our contents insurance, provided by CGU, lets you pick and choose options that best suit you. You have the option to add optional valuables cover to make sure you're only paying for the cover you want.
Your cover could help replace your contents in the event of flood, storm, fire, theft and much more.
Two flexible tiers of protection
Use our online contents insurance calculator to help you estimate how much insurance you might need.
Cover includes:
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Accidental damage
|
Listed events |
|
Accidental damage or accidental loss |
√ |
X |
|
Valuable items |
20% of sums insured or $7,500 whichever is greater (Up to $2,500 per item) |
20% of sums insured or $5,000 whichever is greater (Up to $2,500 per item) |
|
Optional additional valuables cover |
√ |
√ |
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Contents at home in the open air |
√ |
√ Up to $2,000 for the events listed |
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Burning out of electrical motors |
√ |
√ |
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Frozen food |
√ Includes accidents |
√ Up to $500 |
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Vet expenses if your pet is injured in a road accident |
√ Up to $500 |
√ Up to $500 |
|
Liability cover |
√ Worldwide |
√ Australia wide |
|
Bicycle cover |
√ Includes accidents, except when racing |
√ For listed events only |
|
Flood cover (automatic) |
√ |
√ |
|
New-for-old replacement cover (contents) |
√ |
√ |
|
Credit card and transaction card misuse |
√ $5,000 |
√ $5,000 |
|
Small boats and watercraft |
√ Max length 4m – motors less than 10hp |
√ Max length 4m – motors less than 10hp |
Please refer to the relevant Insurance Product Disclosure Statement for full details of cover limits and terms and conditions.
Please refer to the relevant Key Facts Sheets for details of our Home Building and Home Contents policies.
Policy terms, conditions, limitations and exclusions apply.
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Guides and tips
What is home insurance? What does it cover?
Home insurance is a financial safety net to help protect the place you own and live in – your home.
Protect the items you love with contents insurance
High-end fashion? Indoor plants? Antique furniture? What you need to know about protecting the items you love with contents insurance.
