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    Key benefits of this loan

    Available loan size $50,000 plus
    Interest only repayment option
    Extra repayments of up to $10,000 per year
    No ongoing fees

    Rates

    Check out our latest rates for our Business Fixed Rate Loan.
    View all business rates
    Secured by Residential Property up to $1,000,000
    Locate a Business Banker
    1 Year Fixed Rate
    An interest rate that is fixed for one year.
    % p.a.
    2 Year Fixed Rate
    An interest rate that is fixed for two years.
    % p.a.
    3 Year Fixed Rate
    An interest rate that is fixed for three years.
    % p.a.
    4 Year Fixed Rate
    An interest rate that is fixed for four years.
    % p.a.
    5 Year Fixed Rate
    An interest rate that is fixed for five years.
    % p.a.
    Secured by Commercial Property up to $1,000,000
    Locate a Business Banker
    1 Year Fixed Rate
    An interest rate that is fixed for one year.
    % p.a.
    2 Year Fixed Rate
    An interest rate that is fixed for two years.
    % p.a.
    3 Year Fixed Rate
    An interest rate that is fixed for three years.
    % p.a.
    4 Year Fixed Rate
    An interest rate that is fixed for four years.
    % p.a.
    5 Year Fixed Rate
    An interest rate that is fixed for five years.
    % p.a.

    Product overview

    Enjoy a competitive fixed rate, convenient business-friendly features and the certainty of knowing exactly what your repayments will be for a set period. At the end of the fixed period your loan will automatically switch to our standard variable rate, or you can talk to us about our other business loan options. You can link your business loan with a business account and have all your business banking in one convenient location:

    • Lock in a competitive fixed interest rate for between one to five years

      You'll have the opportunity to revisit your loan option after this period

    • Loan terms from 1 to 25 years

    • No annual or monthly account keeping fees

    • Make extra repayments up to $10,000 per year

      Reduce your loan term and save money

    • Flexible repayment frequency

      Pay weekly, fortnightly or monthly (only monthly for Interest Only)

    • Interest only repayment option

      Free up extra cash by paying only the interest portion of the loan for up to five years

    • Split-loan option

      Get the benefits of a part fixed and part variable interest rate loan

    • Portable loan facility

      Security can be transferred directly from one property to another - subject to approval

    Fees

    • Minimum loan size is $50,000.
    • Minimum deposit is 20% (80% Loan to Value Ratio or lower).
    Upfront fees
    Application fee$600 for loans up to $80,000
    0.75% of loan, for loans greater than $80,000
    Ongoing fees
    Monthly administration fee$0. Refer to our Fees and Charges brochure.
    Annual fee$0
    Other fees
    Third party chargese.g. stamp duty

    Compare these business loans

    If you aren’t sure which loan will be best for your needs, our comparison tool if a great place to start.
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      Enquire about this loan

      You can enquire about this business loan online, over the phone or by visiting your nearest branch.