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You can apply online, by calling 13 11 82 or by visiting your nearest branch.
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    Key benefits of this loan

    Competitive variable interest rates
    No application or ongoing fees
    Flexible repayment frequency - pay weekly, fortnightly or monthly
    Redraw facility

    Rates

    Check out our Basic Variable Investment Loan rates!
    Repayment type
    • Principal & interest
    • Interest only
    View investment loan rates
    New Business - Basic Variable Investment Loan
    Loan to Value Ratio (LVR) <70%
    Loan size $150,000+
    Apply online
    Discount to the basic variable rate
    A discount to the basic variable interest rate (BVR).
    % p.a.
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    New Business - Basic Variable Investment Loan
    Loan to Value Ratio (LVR) 70.01% - 80%
    Loan size $150,000+
    Apply online
    Discount to the basic variable rate
    A discount to the basic variable interest rate (BVR).
    % p.a.
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    New Business - Basic Variable Investment Loan
    Loan to Value Ratio (LVR) >80%
    Loan size $150,000+
    Apply online
    Discount to the basic variable rate
    A discount to the basic variable interest rate (BVR).
    % p.a.
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Basic Variable Investment Loan
    Loan to Value Ratio (LVR) <80%
    Loan size $20,000+
    Apply online
    Discount to the basic variable rate
    A discount to the basic variable interest rate (BVR).
    % p.a.
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Basic Variable Investment Loan
    Loan size $20,000+
    Apply online
    Discount to the basic variable rate
    A discount to the basic variable interest rate (BVR).
    % p.a.
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    New Business - Basic Variable Investment Loan
    Loan to Value Ratio (LVR) <70%
    Loan size $150,000+
    Apply online
    Discount to the basic variable rate
    A discount to the basic variable interest rate (BVR).
    .00% p.a.
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    New Business - Basic Variable Investment Loan
    Loan to Value Ratio (LVR) 70.01% - 80%
    Loan size $150,000+
    Apply online
    Discount to the basic variable rate
    A discount to the basic variable interest rate (BVR).
    .00% p.a.
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Basic Variable Investment Loan
    Loan to Value Ratio (LVR) <80%
    Loan size $20,000+
    Apply online
    Discount to the basic variable rate
    A discount to the basic variable interest rate (BVR).
    % p.a.
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.
    Basic Variable Investment Loan
    Loan size $20,000+
    Apply online
    Discount to the basic variable rate
    A discount to the basic variable interest rate (BVR).
    % p.a.
    Interest rate with discount
    The resulting interest rate after the discount has been applied.
    % p.a.
    Comparison rate
    A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
    % p.a.

    Product overview

    With competitive rates and flexible repayment options, our Basic Variable Investment Loan may provide you with the features and benefits of a home loan you've been looking for.

    • Competitive variable interest rates

      Chat to us to see what rate you qualify for

    • Loan terms up to 30 years

      Flexibility to pay off the loan up to 30 years

    • Freedom to make unlimited extra repayments

      Pay off your loan faster

    • Flexible repayment frequency

      Pay weekly, fortnightly or monthly

    • Redraw facility

      Access to extra cash if you're ahead on your repayments

    • Interest only repayment option

      Reduce your loan repayments by paying only the interest due monthly

    • Construction loan option available

      Ask an expert and find out your options

    • Lower rates for loans with LVR <80%>

      Benefit from a Loan to Value Ratio of less than 80%

    Fees

    Upfront fees
    Application Fee

    $0

    Settlement Fee$0
    Ongoing fees
    Monthly Administration Fee

    $0 monthly fee. Refer to our Fees and Charges brochure.

    Other fees
    Valuation FeeAt Cost

    Lenders Mortgage Insurance (LMI)

    Payable for loans with a deposit less than 20% (80% Loan to Value Ratio (LVR) or higher)

    Third party chargesThird party charges apply (e.g. stamp duty)
    Disclosure documents
    Fees and charges brochureDownload our Fees and charges brochure (PDF, 152KB)

    Do some quick maths

    Let’s help you with those sums! We have a range of calculators so you can nut out the financial aspects of your loan, such as repayments, borrowing power, total loan costs and more.
    Home loan calculators

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