Interest rates

Featured interest rates

• 

  Home loans

  New Business Offer – Basic Variable Home Loan (<70% LVR)

  Our Basic Variable Home Loan is a simple, non-complicated home loan.

  Apply online

  Interest rate

  An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.

  % p.a.

  [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"2.29"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.64"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"5.65"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1016"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"2.29"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]

  Comparison rate

  A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.

  % p.a.

  [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"2.29"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.64"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"5.65"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1016"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"2.29"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
• 

  Personal loans

  Green Car Loan

  A Green Car Loan that's good for the environment and even better for you.

  Apply online

  Interest rate

  An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.

  % p.a.

  [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Secured"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"greenCar"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"greenCar_150_120k_fixed_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"5.69"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.04"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"7005"},{"Name":"ProductRatePurpose","Value":"ANY"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Green car"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"150"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"secured"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"120000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"10"}]

  Comparison rate

  A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.

  % p.a.

  [{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Secured"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"greenCar"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"greenCar_150_120k_fixed_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"5.69"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.04"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"7005"},{"Name":"ProductRatePurpose","Value":"ANY"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Green car"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"150"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"secured"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"120000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"10"}]
• 

  Deposits

  Term Deposit

  A Term Deposit is a secure way to invest your money.

  Apply online

  Interest rate

  The base interest rate paid on the balance in your account, regardless of transactions performed on the account or balance growth.

  % p.a.

  [{"Name":"ProductRateMinimumBalance","Value":"5000"},{"Name":"ProductRateMaximumBalance","Value":"999999"},{"Name":"ProductRateInterestRate","Value":"4.65"}]

  Minimum opening deposit $5,000
  Fixed for 4 months with interest paid at maturity