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Wherever you are on your business journey, our dedicated Business Bankers can help. Find out more and enquire today!
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    Key benefits of this loan

    Available loan size $50,000 plus
    Interest only repayment option
    Unlimited extra repayments
    No ongoing fees

    Rates

    Check out our latest rates for our Business Variable Rate Loan.
    View all business rates
    Secured by Residential Property up to $1,000,000
    Term > 1 year
    Locate a Business Banker
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.
    Secured by Commercial Property up to $1,000,000
    Term > 1 year
    Locate a Business Banker
    Interest rate
    An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
    % p.a.

    Product overview

    Need to finance a new business initiative or fund your business growth? Our Business Variable Rate Loan is here to help make your business plans a reality. Enjoy a competitive variable interest rate, convenient features and the freedom to make additional repayments without any pre-payment fees. You can link your business loan with a business account and have all your business banking in one convenient location.

    • Competitive variable interest rate

      Chat to a Business Banker to see what rate best suits your needs

    • Loan terms from 1 to 25 years

    • No annual or monthly account keeping fees

    • Freedom to make unlimited extra repayments with no pre-payment fees

      Reduce your loan term and save money

    • Flexible repayment frequency

      Pay weekly, fortnightly or monthly

    • Up to 60 months interest only option

      Free up extra cash by paying only the interest portion of the loan for up to five years

    • Split-loan option

      Get the benefits of a part fixed and part variable interest rate loan

    • Portable loan facility

      Security can be transferred directly from one property to another

    Fees

    • Minimum loan size is $50,000.
    • Minimum deposit is 20% (80% Loan to Value Ratio or lower).
    Upfront fees
    Application fee$600 for loans up to $80,000
    0.75% of loan, for loans greater than $80,000
    Ongoing fees
    Monthly administration fee$0. Refer to our Fees and Charges brochure.
    Annual fee$0
    Other fees
    Third party chargese.g. stamp duty

    Compare these business loans

    If you aren’t sure which loan will be best for your needs, our comparison tool if a great place to start.
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      What else do I need to consider?

      Enquire about this loan

      You can enquire about this business loan online, over the phone or by visiting your nearest branch.