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Apply now
You can apply online, by calling 13 11 82 or by visiting your nearest branch.
Key benefits of this loan
- No annual or monthly account keeping fees
- Redraw facility
- Flexible repayment frequency - pay weekly, fortnightly or monthly
- Interest only repayment option
- Split-loan interest rate option
Rates
Check out our Standard Variable Investment Loan rates!
Repayment type
- Principal & interest
- Interest only
Standard Variable Investment Rate
Home and construction loans
Loan size $20,000+
Loan size $20,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Standard Variable Investment Rate
Home and construction loans
Loan size $20,000+
Loan size $20,000+
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
% p.a.
Product overview
Our Standard Variable Investment Loan might be just what you've been looking for. It provides you with flexibility, competitive rates and a variety of features, including repayment frequency and unlimited extra repayments to pay off your loan sooner.
Competitive variable interest rates
Chat to us to see what rate you qualify forLoan terms up to 30 years
Flexibility to pay off the loan up to 30 years
Account keeping fees
No annual or monthly account keeping feesFreedom to make unlimited extra repayments
Pay off your loan fasterFlexible repayment frequency
Pay weekly, fortnightly or monthly
Redraw facility
Access to extra cash if you're ahead on your repaymentsOffset account option
Link your loan and transaction account to help reduce the interest and time taken to pay off your loan
Interest only repayment option
Reduce your loan repayments by paying only the interest due monthly
Split-loan interest rate option
Get the benefits of a part fixed and part variable interest rate loan
Construction loan option available
Ask an expert and find out your options
Fees
Upfront fees
Application Fee
$600
Settlement Fee$150
Ongoing fees
Monthly Administration Fee
$0 monthly fee. $8 per month for offset account (optional) Refer to our Fees and Charges brochure.
Other fees
Valuation FeeAt Cost
Lenders Mortgage Insurance (LMI)
Payable for loans with a deposit less than 20% (80% Loan to Value Ratio (LVR) or higher)
Third party chargesThird party charges apply (e.g. stamp duty)
Disclosure documents
Fees and charges brochureDownload our Fees and charges brochure (PDF, 152KB)
Do some quick maths
Let’s help you with those sums! We have a range of calculators so you can nut out the financial aspects of your loan, such as repayments, borrowing power, total loan costs and more.
What else do I need to consider?
Investing in property
Thinking of investing in property but not sure where to start? That's what we're here for.Building or renovating my home
We've got finance options to help you renovate and bring your ideas to reality.
Buying a home
No matter where you are on your home buying journey, we're here to help you get the home you really want.
Guides and tips
Variable vs fixed rate: which loan is best for you?
Understand the differences between variable and fixed home loans and find which option is best for you.
How to profile a suburb for investment
What is it that really makes a suburb desirable to investors?
We’re here to chat if you need us!
Get in touch with us and we can help you get the answers you need.
