1A Discounted Personal Loan (Car Loan) may be used to purchase or refinance a car up to 2 years old from year of manufacture (currently from 2016) which must be used as security for the Car Loan. Comparison rates are based on a secured loan of $30,000 with monthly repayments over a term of 5 years.
^If you have an existing home loan, ‘Loan Duration’ is the remaining term of your loan. *Terms, conditions, fees, charges, lending criteria apply. Borrower must qualify for a Home Loan Package. Current Annual Fee of $395 applies. Rate current for new applications from 08 February 2018 and is subject to change at any time. A 1.61%p.a. discount applies to the Standard Variable Principal and Interest rate. Resulting rate 3.59%p.a. Maximum LVR is 80.00%. Minimum new borrowings of $100,000 applies. Principal and Interest comparison rate based on a $150,000 loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2Bonus interest paid where at least $50 is deposited into the account and there are no withdrawals in the calendar month. Interest is calculated daily and paid to the account monthly.